Lockwood, Montana is a suburb of Billings and is the largest unincorporated community in the Billings Metropolitan Area and though it’s not considered to be its own organized city, there has been and continues to be major growth in this area, making it a highly sought after place to live.

This story deserved a permanent spot on the blog and my hope is that it gives you greater insight as to what homeownership can really mean for you if you don’t yet own a home and if you do, I hope this encourages you to embrace the celebration that is so deserved!

Laurel is located just 15 miles outside of Billings and is actually the third largest community in the Billings Metropolitan area and is home to a tight knit community of about 7,000 people!

On the most basic level, mortgage points, also referred to as discount points, are essentially a form of prepaid interest that you can choose to pay up front in exchange for a lower interest rate and monthly payments. This is known as “buying down” your interest rate.

You know how there’s always that one area in each city that people LOVE to be in? It’s like the popular hot spot that has the best restaurants, best places to shop and the houses are just so beautiful. And when you venture there you instantly know that it’s THE place to be! Well, West End Billings is a little like that.